Another Ode of Advice for the Future

In my opinion, you might consider the following:
1. Buy a years supply of dried, storable food for each member of your family. By 2011, the likely-hood is you will be eating it. - Approximately $5-8 k depending on your choices.
2. Agricultural and energy ETF's will probably do well. I have not analyzed all of them (I enter the market on a more targeted basis), but they will all probably move up, though at different rates.
3. You have approximately 1 year for Daniel, 4 years for Eitan, and 7 years for Jordan until the college bills hit. Unfortunately, the odds are high for another currency replacing the USD by the time Eitan enters college. Planning becomes imprecise because the eventual translation from old to new currency (the Amero) will be arbitrarily set to the disadvantage of the populace. Buy high dividend paying stocks from large cap infrastructure type stocks: GE, Johnson and Johnson, P&G, Schlumberge, Halliburton, ADM, etc. These international corporations will pay high dividends and be able to weather the depression that hits by 2010.
4. The big money will be made in gold and silver stocks, uranium stocks, agriculture futures and stocks, and energy plays (Nat Gas, oil futures, some alternative energies). Because you probably do not want to watch these carefully and you need the withdrawals to start within a year or so, I do not recommend this explosive market segment.
5. There will be a stock market beating again. The market will then probably go up some, but the currency will be devaluing rapidly so there may be no real gains, only nominal gains.
At some point you may want to be out of the market all together.
6. The world is transitioning away from financial assets to commodities - land, minerals, energy, water, metals, agricultural commodities. This will continue for many more years, so you can stay in these investments for a while, though there will be PULL BACKS.

Hope this helps!
-Mark